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Cake day: July 23rd, 2023

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  • I watched a documentary on DWTV about a similiar phenomena in Germany. There was a specific sort of bread, a cheap one, which stood fresh for two weeks if packed well. During the pandemic it suddenly stood fresh for NINE MONTHS. The finder of that bread was some sort of forensic specialist and because during the pandemic crime pretty much vanished he had too much time and explored that phenomena.

    So, did they put more chemicals into the bread to keep it more fresh?

    Actually, no. wholemeal bread stays due to the acid produced by the leavening during baking which is a natural process. Actually ALL bread stays in theory fresh “forever”.

    But. If it gets contaminated with fungus spores then those can slowly break up acids in the bread. Well, the final verdict was: Before the pandemic most bakers were so fucking dirty and contaminated that they pretty much only delivered fungus-contaminated bread. During the pandemic though the bakers were required to sanitize their work space and themselves a lot more thorough. And that made the bread free of fungus.

    The forensic specialist has kept another bread for over three years now. It is as fresh as the first day. No chemicals involved, just wrapped airtight into a plastic foil.


  • The same is true within the EU countries. But as far as I know the US also demands “real time access without notice to the bakn or owner of the account” and that is something which simply isn’t allowed within the EU. An US citizen can in theory agree to this but then only a few banks even have the technical framework to offer such an access.

    Within the EU the police can also request banking data but need a signed court order and the data isn’t delivered in real time and by the bank itself and the customer gets informed afterwards.



  • Funny fact: As an US citizen it is INCREDIBLE HARD to open a foreign banking account. My local German bank simply rejects ALL US customers except when they want to invest a million or more. Because the paper work is HORRIBLE. I on the other hand can easily open a banking account in Finland, Spain, Great Britain or Greece. With some limitations even in Canada, Japan and Mexiko. For an US citizen: End Boss Level. Some even have fantastic service and interest rates.


  • Duchess of Waves@lemmy.worldtoFunny@sh.itjust.worksI used the poor to defeat the poor
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    9 months ago

    And another thing were Europeans are better. Paying “fines” for overdrawing your banking account are illegal as are “fines” for failed withdrawals. We had them in the past for a while but the courts smashed that scheme to pieces. On the other hand, often banks do not even allow overdrawing. You hit Zero? End of the Line. Good Customers often get a credit up to some thousand Euro. I have specifically asked to limit my credit frame to €100. Because even while I don’t pay a fine for “overdrawing” I still pay absurde interest rates for overcharging - around 0,03% per day = 12,5% per year.

    Then there is another thing, two of the five largest banks for end users in Germany are “cooperative banks” which means they are not allowed to make a profit. They are practically owned by their customers. They aren’t exactly “the banks with the best interest rates” but overall a lot more relaxed than the competitors. On the other hand… they don’t accept every customer. Mostly small businesses and farmers.

    Also all banks are forced to cooperate a lot more than US banks which is why credit cards and their often absurd costs are mostly unknown around here.

    Edit, I just checked if my bank also offers to refill my daily account from my other accounts if it reaches Zero… in fact it DOES. For Free.