It’s “useless” now because prices are set in dollars, euro, yen or whatever fiat currency you use. Once somebody starts setting prices in bitcoin, monero, etc, then it won’t matter how it fluctuates, cause if you have 1 XMR and something costs 1 XMR, then your crypto money keeps the same buying power no matter what its value to the dollar is.
Of course, we’re pretty far from that happening mainstream, and it’s actually pretty likely it will never happen (sadly, inho, but your opinion might differ).
It’s “useless” now because prices are set in dollars, euro, yen or whatever fiat currency you use. Once somebody starts setting prices in bitcoin, monero, etc, then it won’t matter how it fluctuates, cause if you have 1 XMR and something costs 1 XMR, then your crypto money keeps the same buying power no matter what its value to the dollar is.
Of course, we’re pretty far from that happening mainstream, and it’s actually pretty likely it will never happen (sadly, inho, but your opinion might differ).