There are some brands of bicycles that can cost more than the down payment on a car. Why? Surely making a bike lightweight and reliable isn’t so difficult that it warrants that price? Is it just the brand name or maybe it has to do with customization options?
Your bike doesn’t sound like I’d want to ride it up or down even a small hill. Unlike the Netherlands, many places on earth have a 3rd dimension, putting additional requirements on a bike.