GEICO, the second-largest vehicle insurance underwriter in the US, has decided it will no longer cover Tesla Cybertrucks. The company is terminating current Cybertruck policies and says the truck “doesn’t meet our underwriting guidelines.”

  • Pogogunner@sopuli.xyz
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    29 days ago

    More importantly, Anderson has eight vehicles. GEICO is only choosing to terminate the insurance coverage from Cybertruck and is actively pursuing renewal of his vehicle coverage for the rest. This leaves no doubt that GEICO’s issue is directly related to the Tesla Cybertruck and not to Anderson or other factors.

    Why would someone own 8 vehicles?

    Robert added, “It makes no sense, as there are other, riskier cars out there. Let me know if you recommend any insurer for the truck. I have eight cars with an amazing record. I will be canceling my entire Geico policy!! Bye-bye!”

    I can’t think of a vehicle that is more likely to be a risk to others than the Cybertruck. I’m sure insurance adjusters see how people use Tesla FSD in spite of its shortcomings. The truck is heavy as hell and breaks in all sorts of ways others vehicles don’t.

    • Billiam@lemmy.world
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      29 days ago

      Also, there have been no independent crash tests done so no insurance company can accurately assess the risk, so this is wholly unsurprising.

      Tesla have allegedly done their own crash tests, but they still have not released the data. It’s kinda what you’d expect when a government-regulation-hating techbro designs a “I got mine fuck you” vehicle.

      • NuXCOM_90Percent@lemmy.zip
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        29 days ago

        If Geico, and presumably soon others, are angering the chuds by refusing to insure this, independent crash tests definitely occurred and they were not favorable.

        You don’t have to be an obnoxious YouTuber to crash a car.

        • Billiam@lemmy.world
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          29 days ago

          If Geico, and presumably soon others, are angering the chuds by refusing to insure this, independent crash tests definitely occurred and they were not favorable.

          When I said no independent crash tests had been performed, I was specifically referring to the IIHS since they’re the only ones who opinion really matters and they’ve stated they have not tested any Cybertruck. But yes, regardless of whether Tesla’s internal crash tests were performed by their staff or some other testing lab, the fact that they’re sitting on the results clearly indicates that they know just how poorly the crumplezone-less sharp-edged quality-uncontrolled ketaminemobiles fare.

      • Auli@lemmy.ca
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        28 days ago

        The cyber truck has no crumble zones. I’d like to see Tesla’s tests.

        • Billiam@lemmy.world
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          28 days ago

          Cody Johnston did a vid about the Cybertruck on his most recent episode of Some More News. He starts talking about the crash test Tesla did (with video) around the 8:45 mark.

    • snooggums@lemmy.world
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      29 days ago

      Why would someone own 8 vehicles?

      Why does anyone have anything? If they can afford to collect the things they are interested in, they will have many of those kinds of things.

      • ayyy@sh.itjust.works
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        29 days ago

        What if they’re interested in naked pictures of children?

        I use an extreme example to point out that “the market will provide” is a terrible argument for the existence of anything.

    • Zak@lemmy.world
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      29 days ago

      Why would someone own 8 vehicles?

      Car collectors exist, and I have the impression quite a few of them are among the Cybertruck’s early adopters.

      • CarbonIceDragon@pawb.social
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        29 days ago

        Honestly, a car collector is probably the best kind of person to have one I’d bet, given that they now exist out there. They don’t seem terribly safe for pedestrians and others to have around, so it they’re going to be out there in individuals hands, them being kept parked in some guys garage as some weird curiosity vehicle of the 2020s is probably better than being driven around on the daily as a pointy oversized commute vehicle

    • Malfeasant@lemm.ee
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      27 days ago

      Why would someone own 8 vehicles?

      My uncle was like that - he was a contractor and realtor. He had several work trucks, each for a specific purpose, plus one general purpose, and half of them had snowplows of various sizes. Most of them had something wrong with them that didn’t interfere with their specific purpose, but would have been a pain to deal with daily. Only new one was a minivan for driving clients to sites… Then he bought a house closer to town that had a flatbed truck left on it…

    • helenslunch@feddit.nl
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      29 days ago

      I can’t think of a vehicle that is more likely to be a risk to others than the Cybertruck.

      A Hummer for sure.

      Also most pickup trucks when you consider frontal visibility. I mean there are just an endless number of ways to measure and weigh safety.

      • ramble81@lemm.ee
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        29 days ago

        The H1 was basically a civilian tank. The H3 on the other hand was a reskinned Chevy TrailBlazer and fell apart just as easily as one.

      • Pogogunner@sopuli.xyz
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        28 days ago

        Heavier (6,898 pounds compared to 5,540 for the F-150), lithium fire risk, inattentive drivers using the FSD

        This is all on top of how dangerous American trucks have become to others

        • snooggums@lemmy.world
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          28 days ago

          Don’t forget the cybertruck body panels are basically dull knives due to being flat sheets instead of curves where they are joined.