Whether or not nap happens, maybe.
Whether or not nap happens, maybe.
Since I left college and started out into the “adult world”, I’ve always spent less than I made, the rest going to savings or investments toward retirement. I accomplish this by “paying myself first”. If I have already saved the money as my first priority, I can’t spend it on things like rent or groceries. So my financial choices are forced to be more conservative by design.
Example: I forget what the max limit to IRAs were at the time (say $5k/yr) but for my first job I set up auto contributions each month and mentally took a $5k/yr salary “cut” for that job. Every time I got a raise, I made sure that at least a portion of that raise went to increasing my savings rate and attempted to avoid lifestyle creep.
Thanks to my savings, I’ve been able to handle some emergencies in cash vs having to utilize debt to cover the expenses. It really is a snowball. I started out small, now my savings is significant compared to my income.
I attribute a lot of my “pay yourself first” approach to reading The Automatic Millionaire, Expanded and Updated: A Powerful One-Step Plan to Live and Finish Rich early on.
Counterpoint. Maybe it wasn’t the folksy music that resulted in her musical maturity and it was her hitting a milestone age. It’s a well known fact that artists crossing the 34 year old barrier mature significantly and often hit their artistic stride. You can actually Google “mature rule 34” to see more examples of this!
Dave Ramsey got famous for teaching an educational series and books focused on getting financially illiterate folks out of debt and onto a path of relative financial security using his “baby steps.” While not bad advice per se, he’s not regarded as an expert if you are already able to self regulate your finances. It gives folks a decent starting point and some reasonable first principles, but he should not be considered to be the gospel of financial advice.
I think the underlying sentiment of the finance gurus in this scenario is not “don’t help your family” but rather “you need to put your own oxygen mask on first before attempting to help those around you.”
If your financial house isn’t in order, helping someone out of their hole first only hurts your cause. (If you only look at finances in isolation and ignore significant relationships…)
Cradle of Filths’ Jesus is a Cunt t-shirt caused a fair bit of folks to be uncomfortable. https://www.rollingstone.com/feature/cradle-filth-jesus-controversial-shirt-rock-history-61183/
Yes. I don’t take wildly long showers, so the conservation isn’t really worth the convenience of being able to step in/out of warm water at will.
My blocked community list got significantly shorter when they introduced instance blocking. Got pretty tired of playing furry porn community whackamole.
There’s that one guy that HATES sunfish.
My undergraduate education was absolutely invaluable to setting me up on the path I’m on today. In part because of the academics, but also because of the opportunities I was afforded through internships and organizations which have morphed into a career. My best friends to this day came from those experiences. It gave me an opportunity to learn about myself, make some mistakes that thankfully didn’t set me back too far, and the flexibility to give me room to grow into who I am today.
My graduate education on the other hand was simply a checkbox for job recruiters. I did the bare minimum to get the grades I needed, but my heart wasn’t in it. I figure the hiring manager will see the benefits of my on the job training, and HR will use my degree in their matrix to decide what salary I’m worth.
Time units being base 12, 24, 60 are fairly convenient in that you can divide them evenly in many ways. I find this highly advantageous, turns out lots of folks did too and that’s why we use it today.
I used to get confused doing arithmetic between AM/PM until I switched my life over to a 24 hour clock. Also why folks who do time math often like in hospitals or military use that system. It’s comes down to convenience.
Thanks!
@Thekingoflorda@lemmy.world, we understand this is a volunteer effort, but as the community lead, would you be able to shed some light into the status of the upgrade? I don’t think we are asking or pressuring for the upgrade to happen ASAP, just some transparency would be nice. We’re two weeks past the proposed update, and almost a month beyond the last communication on the topic. Appreciate what you all do to provide the community for us, we ask because we care.
I’m gonna build a greenhouse.
Yes