- cross-posted to:
- mildlyinfuriating@lemmy.world
- cross-posted to:
- mildlyinfuriating@lemmy.world
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I mean this is dystopian as hell, right?
Part of the payment for this insurance service is the policy holder’s privacy?
They’re having to preempt that people are going to be paranoid that they’re going to be flagged as some kind of ne’er-do-well
I always thought it was a huge concern to let the insurance company have gps access to my phone because it gives them exact times when I am away from my home.
Insurance companies’ more nefarious employees or employee’s friends have an exact playbook for when it’s safe to break into your home, how much money you have(based on how many and the types of cars you have policies on), how many people could be at home (insured on policy), credit rating… etc. It’s not data that you couldn’t get with a bit of research and time, but having a searchable database full of customer info makes it easy to list out hundreds of targets with little effort.
and we know for a fact that most of these companies have dogshit IT security, doubtless at most of them the janitor can sign in with his corporate ID and access customer data without anyone noticing.
Why would you give gps access to your insurance company?
Insurance companies give people discounts based on driving habits good driving habits, like the lack of speeding and hard braking… which can be determined by gps. They also charge more for people that drive more miles per year because it exposes the vehicle to more possibilities of being involved in accidents.
It’s not unreasonable for them to ask for access to your gps data… it is definitely unreasonable for you to give them access to your gps data.
Did they give you a fitbit?
I could imagine you get discounts on insurance.
I would throw that app on a burner phone and leave it plugged in 24-7 in a desk.
Hide it on a bus
Kind of sounds like a landline
You must have one crazy landline if it lets you install apps on it.
Reality is stranger than fiction https://www.communityphone.org/blogs/smart-landline-phone
Ha those are indeed some crazy landlines! That’s really funny.
Isn’t everyone’s phone also their refrigerator?
I’m waiting for an app that feeds their app fake data on that burner phone.
I think these companies enforce compliance by hiding behind the fact that insurance fraud is a felony most places.
They’d have to prove malice first
Well most of the suggestions in this thread constitute malice.
I think it’d be pretty easy to argue that something is fishy when the phone that’s supposed to be tracking your driving wasn’t with you on the date of your accident and hasn’t moved since you started your policy.
Lmao you’re giving me ideas
Spoiler: That is absolutely going against your account.
I don’t install insurance apps. I also usually run with gps test running showing me in the middle of a local lake.
Good luck state farm we are all rooting for you. /s
Me, on the phone with my insurance company: “No, you don’t understand! It wasn’t me driving, we just have very similar telematics!”
The insurance company: “Beep boop! I am a computer! Talking to me automatically raises your insurance premium another 5%”
Car tech today spies on you. Manufacture of said car collects that data and then sells it to lexisnexis, who then sells that data to auto insurance companies. Which in turn analyze the data and determine to upcharge you for your driving.
They’ll never lower the rate, they’ll just keep raising it until you finally become a pirate and drive dirty.
Thanks Ford, for your American patriotism. Fker.
Enough to tell if you’re the one driving lol
