Anyone working as a freelancer here? Do you have liability insurance regarding your work? Why?/Why not?
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I can’t afford it, so I don’t have any insurance.
Some clients require it.
I joined a little contact whorehouse for my side gig and I pay like 10% of my invoices and get insurance and tax and payment processing. It’s cheaper than ADP so I’m happy.
No, but I do graphics and marketing. Having properly worded contracts is good enough CYA.
Where I am it’s required by law, but it only costs about €30 per month
I have to, my professional membership requires me to.
