GEICO, the second-largest vehicle insurance underwriter in the US, has decided it will no longer cover Tesla Cybertrucks. The company is terminating current Cybertruck policies and says the truck “doesn’t meet our underwriting guidelines.”
No word from the insurance company itself? This whole article seems to be based on a single tweet by a cybertruck owner. For all we know his might be modded in a way that they dropped the insurance on it.
Seems like the insurance company said that Tesla Cybertrucks do not meet their standards for underwriting. Is the letter they sent not a statement?
This isn’t new. They’ve dropped cybertrucks before, and they’re not the only company to drop/straight up refuse to take them.
https://www.reddit.com/r/CyberStuck/comments/1ejtwkt/insurance_wont_cover_my_cybertruck_so_i_cant/
Now if they would drop giant trucks and anything lifted
Warren Buffet refuses to insure Elon Musk
aka the battle of geriatric nepo babies
There’s an odd trend of labeling everyone with even the slightest advantage a, “nepo baby”.
Nepotism is when you give friends or relatives special consideration for jobs or positions. As far as I know the only job Buffet ever had from a relative was working in his grandfather’s grocery store. The closets I could find for Elon Musk was that he started one of his companies with his brother.
Elon’s father was an engineer. That certainly put him in a comfortable position, particularly as a white engineer in South Africa but it definitely doesn’t get you recognition from old money families. Buffet went to public school.
They both had advantages growing up but if we expand nepotism to include people like that, it becomes a pretty meaningless term.
🤡
those things are very poorly made and all the most important parts are made of cheap plastic that an average person can literally rip off with his or her bare hands
False claim, debunked by snopes. Mods should consider blocking this news outlet.
https://www.snopes.com/fact-check/geico-tesla-cybertruck-coverage/
God, I hope other places follow. I work in insurance and not only is everything about the cybertruck an absolute fucking nightmare to source, let alone find a shop for, every single goddamn owner is like the most insufferable chod. That goes for women too. Tesla drivers could already be a problem, but the truck owners are like regular Tesla owners gone feral.
I hope other places follow
Are they actually allowed to sell these pieces of shit elsewhere?
Also is anyone else stupid enough to buy one?
Presumably, “other places” refers to other insurance companies. IOW, GEICO is (allegedly) denying them coverage. OP is hoping that Allstate, Progressive, etc will also deny coverage.
People knowingly buy stupid vehicles. I’m one of them. It’s expensive to drive, big, has expensive insurance and only seats two but I love it.
People shouldnt knowingly buy dangerous vehicles.
They likely didn’t know they were dangerous when they preordered and many are now stuck with them. I think they have a no resale contract for 2 years after buying.
I mean I don’t mean to sound ridiculous, but they even looked dangerous. I am not sure why anyone would assume they were safe. I didn’t even think they were street legal at first.
That is a bummer to be stuck with one though, but you do have to be rich enough to buy one too.
I suspect that looking dangerous is a positive for a great number of truck buyers.
Yeah I think they would be alright personal use offroad vehicles. Although they didnt build them for that, they could have.
I didn’t realise they only had two seats!
Is that one for each of your brain cells? 😉
A proud owner of more than two brain cells could easily look that up and and realize they’re talking about a different vehicle before insulting a complete stranger for no reason.
Why comment in the first place then? We’re talking about Cybertrucks and you start talking about your vehicle, people are gonna assume you mean the Cybertruck
Also is anyone else stupid enough to buy one?
Because I’m pointing out that people don’t only buy vehicles based on what’s wise or optimal. For some, it’s also a hobby and they have different preferences as what to drive. At the time of buying my current truck, a wagon would’ve been sufficient. I just went with what’s essentially my childhood-dream car instead. I’ve since developed an actual need for one too, but even now, a van would be a little more practical. Truck is simply more fun and nicer looking, while being the same size.
You can see why people misunderstood you though no?
I asked “is anyone else stupid enough to buy [a Cybertruck]”
You replied - [context as assumed by a normal person]
People knowingly buy stupid vehicles. I’m one of the
m[people that bought this fuckin monstrosity]. [The Cybertruck is] expensive to drive, big, has expensive insurance and only seats two but I love it.
I thought ‘expensive to drive’ would have given away it wasn’t a cybertruck, since the only good part about those things is that it’s an EV and probably doesn’t cost much to charge. I might not agree with your decision to drive a huge vehicle, but I’m not gonna call anyone an idiot for doing it.
It’s also generally good form to not make spelling errors (realise) in a comment calling someone else stupid…
Please tell me the comment about the spelling mistake is some kind of weird humour (sic)
Size is relative. Here’s my “huge” truck parked next to an American one.
Sorry mate, your comment really makes it sound like you were starved of oxygen at birth and bought a Cybertruck.
As you were
they started taking orders from presales in Canada and they went through the entire list, I’m not sure if any have been delivered here yet though
State farm was the first to drop them
chod
Now there’s an insult I haven’t heard in a while.
Take my upvote!
Tesla Insurance
scamPolicy in 3…2…1…Makes sense. It’s not a truck, car or SUV, it’s a cosplay vehicle. Lego vehicles from the toy store will outlast this shitshow.
The CyBeR-rUsT is a total piece of shit 💩
Next do lifted pickup trucks please!
More importantly, Anderson has eight vehicles. GEICO is only choosing to terminate the insurance coverage from Cybertruck and is actively pursuing renewal of his vehicle coverage for the rest. This leaves no doubt that GEICO’s issue is directly related to the Tesla Cybertruck and not to Anderson or other factors.
Why would someone own 8 vehicles?
Robert added, “It makes no sense, as there are other, riskier cars out there. Let me know if you recommend any insurer for the truck. I have eight cars with an amazing record. I will be canceling my entire Geico policy!! Bye-bye!”
I can’t think of a vehicle that is more likely to be a risk to others than the Cybertruck. I’m sure insurance adjusters see how people use Tesla FSD in spite of its shortcomings. The truck is heavy as hell and breaks in all sorts of ways others vehicles don’t.
I can’t think of a vehicle that is more likely to be a risk to others than the Cybertruck.
A Hummer for sure.
Also most pickup trucks when you consider frontal visibility. I mean there are just an endless number of ways to measure and weigh safety.
The H1 was basically a civilian tank. The H3 on the other hand was a reskinned Chevy TrailBlazer and fell apart just as easily as one.
I think they’re talking about the new Hummer EV.
Why would someone own 8 vehicles?
He might be too poor to be able to afford more than that.
Suffering from Success
Maybe it’s 1 cybetruck and 7 Dodge Caravans saved from the crusher
Why would someone own 8 vehicles?
My uncle was like that - he was a contractor and realtor. He had several work trucks, each for a specific purpose, plus one general purpose, and half of them had snowplows of various sizes. Most of them had something wrong with them that didn’t interfere with their specific purpose, but would have been a pain to deal with daily. Only new one was a minivan for driving clients to sites… Then he bought a house closer to town that had a flatbed truck left on it…
Also, there have been no independent crash tests done so no insurance company can accurately assess the risk, so this is wholly unsurprising.
Tesla have allegedly done their own crash tests, but they still have not released the data. It’s kinda what you’d expect when a government-regulation-hating techbro designs a “I got mine fuck you” vehicle.
The cyber truck has no crumble zones. I’d like to see Tesla’s tests.
Cody Johnston did a vid about the Cybertruck on his most recent episode of Some More News. He starts talking about the crash test Tesla did (with video) around the 8:45 mark.
If Geico, and presumably soon others, are angering the chuds by refusing to insure this, independent crash tests definitely occurred and they were not favorable.
You don’t have to be an obnoxious YouTuber to crash a car.
If Geico, and presumably soon others, are angering the chuds by refusing to insure this, independent crash tests definitely occurred and they were not favorable.
When I said no independent crash tests had been performed, I was specifically referring to the IIHS since they’re the only ones who opinion really matters and they’ve stated they have not tested any Cybertruck. But yes, regardless of whether Tesla’s internal crash tests were performed by their staff or some other testing lab, the fact that they’re sitting on the results clearly indicates that they know just how poorly the crumplezone-less sharp-edged quality-uncontrolled ketaminemobiles fare.
Why would someone own 8 vehicles?
Why does anyone have anything? If they can afford to collect the things they are interested in, they will have many of those kinds of things.
What if they’re interested in naked pictures of children?
I use an extreme example to point out that “the market will provide” is a terrible argument for the existence of anything.
Why would someone own 8 vehicles?
Car collectors exist, and I have the impression quite a few of them are among the Cybertruck’s early adopters.
Honestly, a car collector is probably the best kind of person to have one I’d bet, given that they now exist out there. They don’t seem terribly safe for pedestrians and others to have around, so it they’re going to be out there in individuals hands, them being kept parked in some guys garage as some weird curiosity vehicle of the 2020s is probably better than being driven around on the daily as a pointy oversized commute vehicle
How is cybertruck more risky to others that your average truck?
Heavier (6,898 pounds compared to 5,540 for the F-150), lithium fire risk, inattentive drivers using the FSD
This is all on top of how dangerous American trucks have become to others
Don’t forget the cybertruck body panels are basically dull knives due to being flat sheets instead of curves where they are joined.
