• TJA!@sh.itjust.works
    link
    fedilink
    arrow-up
    1
    arrow-down
    1
    ·
    edit-2
    7 months ago

    I am from Europe and know nothing about this. But someone once told me that this would sound like a bigger issue than it actually is. Because you would just need a good job at one of the top companies and then you would get insurance that covers basically all and everything without any extra expenses. So since I am a programmer I should not worry about these things.

    Edit: Since it was not clear, I don’t really believe that.

    • gibmiser@lemmy.world
      link
      fedilink
      arrow-up
      4
      ·
      7 months ago

      Up until recently it was absolutely possible to have good health insurance and still go bankrupt because of costs not covered 100% by insurance.

      Affordable care act set limits on what is called the “Out of pocket maximum”

      Per plan year that legally allowed maximum will be something like $20,000, which is still enough to knock out most people. To make matters worse, those legal limits are going up for some bullshit reason, but wages are not going up enough to match. https://www.healthsystemtracker.org/brief/aca-maximum-out-of-pocket-limit-is-growing-faster-than-wages/

    • originalucifer@moist.catsweat.com
      link
      fedilink
      arrow-up
      5
      arrow-down
      1
      ·
      7 months ago

      insurance has a profit motive here in the united states. insurance companies only make money when they cause human suffering by denying claims.

      we in the US have decided businesses are allowed to hurt people for profit.

    • OpenStars@startrek.website
      link
      fedilink
      English
      arrow-up
      3
      ·
      7 months ago

      If someone told you to just use Windows on your computer, b/c it will take care of you, would you listen?

      There is some truth to both statements, but in any capitalist society it behooves one to be aware, since many people and especially corporations will try to take advantage of ignorance.

    • EldritchFeminity@lemmy.blahaj.zone
      cake
      link
      fedilink
      arrow-up
      2
      ·
      7 months ago

      To put it into perspective, one of the leading causes of death in the US is preventable diseases. Many Americans can’t afford to see a doctor to get stuff checked out, nor do they get sick days or could afford to take the time off if they do, so they just keep working and hope it goes away.

      Their advice basically boils down to “just have a senior level position in a well-paying field, and you’ll be fine.” As a programmer, you might be screwed right now with the massive layoffs currently ripping through the tech sector.

    • SSUPII@sopuli.xyz
      link
      fedilink
      arrow-up
      2
      ·
      7 months ago

      European too here, but I can make a safe assumption.

      Depending on how bad it can get, unless you are a top percentage you will have financial medical issues. Maybe a good paying job can help when its something more minor, but everything can happen in life and if you have quite the nasty emergency you will regardless end up in dept.